Forum	Title	Content	Member	Sex	Country	Date/Time
Canada	pregnant... what are my options?	the insurance covered everything after copays.. (at the time it was $15 for regular docs and $30 for specialists) but we didn't have copays for blood-work and other tests.. Some people get co-pay and co-insurance mixed up. Copay is usually a nominal upfront fee to see the physician whereas co-insurance is where you have to pay a percentage usually up to a specified ceiling. The other thing, as a small business owner, my insurance premiums are outrageous. I'm paying over $500 per month for myself. When I eventually add my future wife, with maternity coverage (that's a lot extra), I'll be paying well over a $1,000 per month in premiums.	Love's JAA	Male	United Arab Emirates	2013-01-25 13:11:00